There are very few people who don't need to borrow money at some point in their lives. Whether it's a mortgage for buying a house, credit cards for every day purchases, or even a loan for sudden expenses or an indulgent treat.
Depending on how much you want to borrow and what you want to use the money for, we've come up with a range of ways to borrow so that you can choose which loan best suits your requirements. Just take a look at the options we've listed to see what's right for you.
A few of the things that you need to remember if you want to borrow successfully are:
Don't over borrow
Make sure that you always keep up with the repayments
Fully understand all the terms and conditions before entering into a loan agreement so that if you do miss a payment or need to change part of the agreement, you understand the penalties involved.
Money Tips
Pay for your prescriptions in advance if you have over five prescription in four months or 14 a year. Buy a pre-payment certificate and save yourself money. Go to www.ppa.org.uk for more information.
Claim your benefits and tax credits. Are you entitled? Find out more at www.direct.gov.uk to see if you can claim.
Offloading unnecessary weight from your car, ie roof racks, cuts fuel consumption by 2%.
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Pay for your prescriptions in advance if you have over five prescription in four months or 14 a year. Buy a pre-payment certificate and save yourself money. Go to